澳洲BFF2401代写 Commercial Banking and Finance 代写 近年来，巴塞尔银行监管委员会(Basel Committee on Banking Supervision)修订了《巴塞尔协议III》(Basel II)，以制定《巴塞尔协议III》(Basel III)——这一框架将增强单个银行机构应对压力时期的弹性，并针对整个银行业的系统性风险。(一)概述金融机构未能妥善管理的主要风险，以及在最近2007-2008年全球金融危机中导致金融机构崩溃的部分原因。(10分)b.在何种程度上衡量和管理这些风险(a部分概述)在巴塞尔协议III中?(10分)c.考察2007-2016年澳大利亚的四家商业银行，用图表说明并解释其资产负债表构成的变化(即全球金融危机之后。这些变化是否意味着银行在风险管理策略上变得更加谨慎了呢?
BFF2401 Commercial Banking and Finance
Written Assignment (20%)
Semester 1, 2017
Due date: Monday May 1st, before 11AM (Week 9)
This individual assessment task is designed to test a student’s achievement of objectives 1-6. The total mark is 30 marks (weight: 20% of total assessment). Word limit: 2,000 words (±10%), excluding references and appendices.
Topic: Basel III
In recent years, the Basel Committee on Banking Supervision has revised Basel II to develop Basel III – a framework that would enhance the resilience of the individual banking institution to periods of stress and also target system-wide risks across the whole banking sector.
a. Outline the major risks that have not been properly managed by financial institutions and were partly the cause of their collapses during the recent 2007-2008 global financial crisis. (10 marks)
b. To what extent is the measurement and management of these risks (outlined in part a) addressed in Basel III? (10 marks)
c. Examining four (4) Australian commercial banks during 2007-2016, illustrate graphically and explain the changes in their balance sheet composition (i.e., asset and liability composition) following the global financial crisis. Do these changes suggest banks have become more prudent in their risk management strategies or otherwise? (10 marks)
Suggested reference sources for part b: Discussion and policy papers on Basel III from Bank for International Settlements, Reserve Bank of Australia, and Australian Prudential Regulation Authority.
Suggested data sources for part c: Banks’ annual reports 2007-2016, Orbis Bank Focus (access via Monash library database website, under the “Banking and Finance” tab)
Instructions to students
You are required to retain a copy of the assignment until results are finalised.
You are required to write down the name of your tutor, date and time of tutorial on the assignment cover sheet. Any query by email must be sent from your Monash student email address <Your.Name>@student.monash.edu. Any other email addresses will not be accepted.
Faculty Style Guide
Work submitted for this assessment must follow the ESSAY style as outlined in the Faculty Q Manual. Copies of this manual can be obtained at the bookshop or online at:
Submission date and time
The due date of the assignment is Monday May 1st 2017 before 11AM (week 9).
Assignments should be submitted both via Moodle (electronic copy) AND via the department assignment box at Building H, Level 3 (printed copy). Both submissions must be completed by 11AM on the due date. Note that the electronic submission link only permits ONE attempt.
Applications for extension of time
All applications for an extension of the time allocated to an assessment task must be made by completing the application form found at the following URL. The form must be submitted to the chief examiner for approval no later than 48 hours after the due date.
Penalty for late lodgement
An assessment is late if it is submitted after the due date, or after the extended due date if an extension has been granted. A penalty of 1% for the overall unit will be deducted for each working day the assignment is late (after the due date).
Assignments will NOT be accepted after 15 May 2017.
LATE submission: Late assignments must be submitted via Moodle (electronic copy) and via the chief examiner’s mailbox (printed copy). The student should also notify the chief examiner of their late submission via e-mail.
Work submitted for assessment must be accompanied by a completed and signed assignment coversheet, available at URL:
Estimated return date
Marked assignments will be returned to you during tutorials. If you do not attend the tutorial you may collect your assignment from the Chief Examiner during consultation times.
In order to ensure the academic integrity of your submission and to deter others from copying your work, your submission may be processed by text matching software such as Turnitin. For additional information, the University’s Student Academic Integrity Policy can be found at URL:
Criteria for marking
Overall, the work submitted for assessment will be graded in accord with the table showing examples of grades and corresponding achievement levels published in the Q Manual (2012, p. 6).